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Am I a Skeptical Muslim?

saeed qureshi July 2, 2009

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#261 Posted by RiazHaq on July 7, 2009 7:11:11 pm
Re: # 258
I think you do not fully understand or appreciate where and how people keep their money to try and get the best returns.

Bank deposits are only a small fraction of the money Americans put in financial institutions. Most of their holdings are kept in securities and investments not protected by FDIC or any other form of insurance.

As to the FDIC, where do you it gets the money to protect US depositors? Does it all come from the small premiums banks pay for insurance to FDIC? Of course not. Most of it comes from America's taxpayers.
Riaz Haq, PakAlumni Worldwide
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#260 Posted by TehsinA on July 7, 2009 5:57:45 pm
#259 Posted by tahir

Everything is not in the Quran and you cannot expect the whole madhab to be drawn out from there. Quran is only instructive, the practical portion of the din is the life of the Prophet (Sunnah) which is next and the sayings of the Prophet (hadith) are the third component perhaps the weakest of the three.

Although there are several references in the Quran to the importance of praying and the punishments metted out in the grave as well as judgement day by Allah but punishments to be given in this world are only in the hadith of the Prophet. Somebody else may be able to quote the exact reference but the Hadith which I heard over and over again in the mosque as well as in our household regarding prayers for children was ‘to pray when they are seven and to use light corporal punishment for not praying when they are 10’ and in case of girls when they start menstruating which could be as early as age 9.

As far as adults are concerned according to all four schools of fiqh the person who does not pray seizes to be a Muslim. He should be warned about it and if he persists in his munafiqat executed after the third day of being consistently told to mend his evil ways. There is one hadith which may adequately convey the sentiments of the Prophet.

Sahih Bukhari Hadith:
Volume 1, Book 11, Number 617:
Narrated Abu Huraira:

‘Allah's Apostle said, "By Him in Whose Hand my soul is - I was about to order for collecting fire-wood (fuel) and then order Someone to pronounce the Adhan for the prayer and then order someone to lead the prayer then I would go from behind and burn the houses of men who did not present themselves for the (compulsory congregational) prayer. By Him, in Whose Hands my soul is, if anyone of them had known that he would get a bone covered with good meat or two (small) pieces of meat present in between two ribs, he would have turned up for the 'Isha' prayer.'
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#259 Posted by tahir on July 7, 2009 10:20:52 am
Re: # 246
"However,beating for not saying namaz is there too cause Allah does not like when a muslim misses a prayer"

Billy, please quote the exact ayah from the Qur'an that says parents ought to thrash the children for missing the prayers.

Also let me know where it says that one must halve the rakahs during travel.

Beware, the Prophet never did anything that went against God's final prescription for mankind; please DO NOT quote dubious CORRECT ahadeeth to support your claims.

God's Own Word is always True, that of men is usually not.
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#258 Posted by TehsinA on July 7, 2009 10:16:50 am
#243 Posted by RiazHaq

“Do you think the principal is protected in the West?”

Yes principal is protected for depositors at US banks upto 250,000 dollars which covers a vast majority of depositors. Despite the bank debacle that we are currently going through bank depositors whether they had money in checking or savings accounts or CDs their principal has been protected and although there may be exceptions but in general nobody has lost their principal in banks.


“Do you know what values mortgage-backed securities ……… retirement savings?.....
credit default swaps? Aren't those worthless?”

Either you are naïve or you are trying to jerk my chain. You are trying to confuse securities markets which are similar to the stock market, investment banking and traditional banking all together.

Depositors at banks are the consumers who go to the bank to protect their money (principal). Banks on the other hand can lend depositors money as loans or invest in securities etc. which is their risk. If the banks have bad loans or bad securities yes they can go under but governments regulate in a manner that the bank’s stock holders take the hit rather then depositors. So let’s take Citi, like you said their portfolios are loaded with worthless mortgage backed securities and credit default swaps but that does not mean that an ordinary depositor has lost a percentage of their deposit because of their bad investments.

Next you add retirement savings to the mix. 401Ks or IRAs are held at investment brokerage houses not ‘chartered banks’ and invest in stocks or mutual funds whose fate is entirely dependent upon the performance of the companies or the market in general. But lets say you had only invested in the Money Market in an IRA or 401K at no time except for one day in all its history did the fund slip to 99 cents from 1.00 dollar and that caused a panic and forced the bail out which occurred to restore confidence in the banking system.

You talk about passing judgement – Yes Sir! We have to pass judgement that in its severest moment of peril the whole apparatus of the world financial system insured that depositor’s principal would be protected no matter what amount of bail out was required. And yes, Joe, Harry, Gopinder and Riaz can all sleep well knowing for certain that the money that they have in Wells Fargo is still there for them to use.

Now look at the mudarbas and other heroic efforts made in Muslim countries to help capital accumulation for commercial projects. The record is absolutely dismal. In 1500 years there has not been a single instance where a financial institution based upon Islamic principles lasted for a generation (25 years). All mudarba schemes in Pakistan mostly during Zia’s Islamization time ended with investors losing all their money and the owners disappearing from the country. Even the venerated Taj Company who started their own mudarba ended in bankruptcy.

Why did this happen? Is it because Muslims inherently cannot be trusted? That in my opinion is a total cop out. We have as many good and bad people as exist in any other part of God’s good earth, and we observe it all the time. So like I said in my earlier post, it is the system, the fact that in Islam you cannot be a depositor but only an investor and that too as a venture capitalist. Now the terms for venture capital are not the same as those for bank depositors, you need to have a much higher rate of return and terms and conditions a lot more rigorous then those for banks. This has resulted in no capital formation in Muslim countries from traditional institutions, it has only been western style banks who have provided a basis for their economies to become functional which they never were before colonization.




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#257 Posted by nemesis3 on July 7, 2009 10:12:43 am
#138 Posted by RiazHaq

Your laments show your love for your earstwhile motherland. Can you kindly enlighten us about what your great country did with those female foetuses that she preseverd? (other than pushing behind the veils)
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#256 Posted by tahir on July 7, 2009 10:07:57 am
Re: # 241
Khyber Pass:

I think I've already said what I wished to say about your nickname, now I'll move on to commenting on this.

"I did not know if Tahir was God's spokesperson.....lol"

You truly don't know, do you? Every good Muslim is God's spokesperson. Will you poke fun at the Prophets/Messengers for being exactly that?

Reform, don't laugh out aloud.
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#255 Posted by tahir on July 7, 2009 10:03:33 am
Re: # 238

Zeeba, I don't know if you're a man or a woman. If you're a woman, then I will not argue with you, but if you insist you're a man, with ZEEBA as your nickname, all I can say is this:

I've made my views very clear at Chowq regarding God's True Word: the Qur'an. If you dislike some tenets in it, then that is truly a dangerous philosophy to live by. Interpretations do vary here and there but comparing a few translations is what got me on the correct path.

May I suggest that you spend some time studying on your own, instead of learning to be old and wise through interactions at this heathen yubb-site.

May all of God's Words be with you.
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#254 Posted by tahir on July 7, 2009 9:53:08 am
Re: # 237

What sort of a nickname is RAZIAsq?
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#253 Posted by tahir on July 7, 2009 9:51:03 am
Mr. Saeed Qureshi, its hard to believe that you missed what I posted here and what I sent as an I-log!

You may wish to turn to a new page in your life at:
http://www.chowk.com/ilogs/72724/30139
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#252 Posted by nemesis3 on July 7, 2009 9:22:18 am
Riaz,

Valmiki and Tulsidas are accepted as the authentic creators of Ramayana. Rama was Dashratha's son and Seeta was the foster daughter of Janaka.

Don't worry about who is Rama. just see what he taught by he himself practicing it. Tamilnadu CM calls him drunkard and anti dravid. There is no dearth of insane people on the earth. Unless you are already there, don't try to join them.
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#251 Posted by nemesis3 on July 7, 2009 9:15:19 am
#103 Posted by shankar


"I think in 20 yrs, there will be a realization that there is a shortage of females for all those boys coming into marriageable age"

Well said, Shankar! May I add, it is not going to take 20 years. It has already started. Girls have started rejecting boys having annual income of Rs. 3.6 lacs plus.

However, Riaz's contention that people kill females because vedas say so is stupid. However condemnable this system is, it is not prompted by the religious beliefs. This is a rot in the system but is slightly better than bringing up a daughter and helplessly watching her being burnt alive or tortured physically and mentally. Dowry system should go and shall go on its own. But I understand that it is taking roots in Pakistan!

Riaz,

You harp on female infanticide practice in India (though it is not restricted to India). Why would you not say a word against the human indignity that is hijab/burqa. I understand this was introduced by your prophet who was jealous of his queens being ogled at by his people(?) Female infanticide is a blot. No Indian supports it. The Government of India is hammer and tongs against it. Contrast this against the honour killing in your country! Against rape in your country! Against triple talaaq in your country? Mohammed said triple talaq in one sitting was haram. It is still being practiced with impunity. You continue to call yourself a muslim? What better treatment are you meting out to your daughters? Wait for the bearded and dirty smelling husband with clean you know what and let him decide her crime and decide the punishment also?
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#250 Posted by shoreneembu on July 7, 2009 6:05:09 am
neembu the hurler's dyking cry

Topic started by shoreneembu on Jul 7, 2009 2:21:40 am objectionable content

I am fat and forty
Blunt and boisterous
I bang the guitar and pretty much all else
And I speak loud.
I don't have curves or any shape
Let alone that of
an hourglass.
I jaunt, I slouch and I lean
Without a trace of softness
Or femininity
I am impatient, edgy
I am needy, craving stability
Craving softness
I am mannish
But not an asshole
I am a bloody dyke.
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#249 Posted by bhs75 on July 7, 2009 3:35:26 am
thank you and I need to make a correction, apologies for that.

"I have been in the favor of softening the rules, within such limits which does NOT voilate the quran"
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#248 Posted by leenah on July 7, 2009 3:09:10 am
Re: # 246, bhs75

Eloquently well said!
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#247 Posted by leenah on July 7, 2009 3:09:07 am
Re: # 246, bhs75

Eloquently well said!
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#246 Posted by bhs75 on July 7, 2009 1:55:59 am
Re: # 238

I am not a mulla (thank god for that) but I will try to write what I think.

Now, if we try to implement what was told 1500 years ago, the system will collapse, cause the time is different,situation is different, society is different.

Though saudis are sticking to that !!!

I have been in the favor of softening the rules, within such limits which does voilate the quran, but then if you say what said in quran is harsh & should not happen then we are denying the book which turns into shirk & rest is history.

The holy book is much misinterprated & twisted that it's sad to see the way people follow it these days, reason being is that we do not do research on our own, we hear from a mulla and we follow blindly. Quran is never wrong about anything but we need to dig deep and find the true meaning of what it says.

I have read about lashes and they are actually misinterprated, lashes are "symbolic" and not actually lashing out someone.

Adultry,ok this is a serious issue, there are few things that makes you unique or apart from other faiths, and adultry in islam is prohibited. period, so we cannot say ok fine I will screw around and will pay some fine or jail time in return. NO means NO, there is no debate.

Quran says no pork,no alcohol, or you will be out of the "circle" of islam, how do you define circle of islam? do you become non-muslim? many drink in the night and next day they are praying !!! that is a joke right? I believe muslim is a title and it does not change,so you are either a good muslim or a bad muslim, it's what you practice makes you what you really are.

Soft beating of women, Allah knows best but how do you define "soft beating"? with a pillow? :) this could have been symbolic as well, you think Prophet would allow beating of women? I don't think so.

However,beating for not saying namaz is there too cause Allah does not like when a muslim misses a prayer, but then again this does not mean you beat the hell out of a kid !!! it can be symbolic as well.

let me tell you, I could not hifz quran and stoppted at 21st & I remember 20 out of 30, the reason I could not finish was the beating I had from my teacher, I was too busy for my school exams & I missed out on lesson or 2 and he beat me so bad with a "wire" that I was in bed for 7 days & his justification was that "cause islam says so" !!! and that I had chosen my school over Quran !!! I lost my interest & it changed my perspective about alot of things, especially sects.

Blasphemy, if you take it simple then it's just insult by an ingnorent, I do not think you must kill that person, you can teach him or ignore him. Quresh-e-mekkah were not blasphemous? ofcourse they were but did Prophet ordered to kill anyone? His acts were humble and he would say Dua (prayer) for them and move on.

I have been writing in my earlier posts and I will say again, we must not judge anyone, we do not have this right, judgement is for Allah only, but we have grown powerful and egoestic & we are judging everyone, remindes me of lines by bhullay shah,

par par ilm tay fazil hoyun
kaday apne aap nu parya nahi
bhaj bhaj varna aen mandar, maseeti
kadi man anpay vich varya nahi
larna aen roz shaitaan day naal
kadi nafs apnay naal larya nahi
bhullay shah aasmani udyian pharona aen
jehra ghar baitha unho parhya nahi

Muslim or not, conflicts are part of human nature, again all based on personal point of views, I read a book by some molvi who openly said that karbala was a drama & never happened. if shias find him what you think they will do to him?

if you hear saad ghamdi and zakir naik about the coming of jesus,they do not know if jesus will come, they however give you answers which is never straight like "someone will come but he will bring the teaching of jesus". .... ????

Some books says that Krishan, Lord Krishna to hindus, he was a prophet as well, cause if you sees his teaching they were all similar to what phophets have been passing on.

I can go on forever but ...

As for christians and jews, yahood & nasara as quran refers to them,again Allah knows best but yes the line does say that "they cannot be your friend", & why only jews and christians? why not chinese or hindus? they were around too at that time as well !!!

This does not mean I should blow myself now, islam does ask to tolreate eachother. Phophet's life is full of such examples, no it is not conflicting, I believe the verse is correct but it refers to a point in time but is mistaken by those who translate it similar to the lines in sura tooba about jihad.

We need to keep an open mind, "humanity first" is not a bad moto. We all are capable of thinking and deciding for ourselves, we must not grow weak so to become puppets for those who treat religion as a business, hiding thier true selves under a charming face.
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